2013 is already proving to be an interesting year! We started the new year with receiving a lot of information that would either hurt or help our financial goals. A lot of things are still up in the air, so while our goal remains the same, to be debt free by the end of the year, it will truly be by the grace of God. We're taking our finances month by month. We remind ourselves often that we have no clue what God has in store for us for the future and remind ourselves frequently of our past in order to remember that He's brought us a long way - we're sure He won't give up on us now!
Thankfully, we managed to save what our goal was for January. The money we saved was put in a new savings account, titled Debt Savings. Once Monster arrives and our lives are back to whatever normal our lives will be at the time, we plan to put this money toward my last student loan. But as we all know: we plan, God laughs. So we shall see!
We spent a lot of time dreaming, hoping, and planning in January. We're dreaming big for the future and have hopes that there will always be a way. We're being diligent with our money, but also making sure that we're spending quality time with each other. And when that involves money, for date nights and things, we're making sure we're sacrificing across the board so we can splurge a little now and then. This has been really helpful toward keeping ourselves sane in such an uncertain time! With Monster on the way and just our lives being what they are right now, we feel really uncertain about a lot of things for the future. But we know how to manage our money well and we know we love God. And honestly - that's enough.
If you haven't yet checked it out, you'll want to read this post we published in January. We use the break-even analysis for major purchases that we believe we save us money in the long run and for making big decisions.
We're praying February brings opportunities and grace to our family and yours.