We started three new money-saving techniques in November:
- playing the drugstore game
- buying beef in bulk
- decreasing our car insurance by strictly using only one car
We use Progressive for our car insurance, and we've been incredibly pleased with it over the years. We're a huge fan of the Snapshot program - we began this program this summer, and on Jason's car, we saved about 20% and on my car, about 15%. You can read more about this program here.
But since we're only using one car now (my car), we decided to make this official by putting Jason's car on parking insurance only. Taking insurance completely off any car is never a good idea. When you re-apply for insurance later, the insurance company will make your premium higher because they'll just assume you drove the car with no insurance on it (even if you tell them you didn't). Parking insurance can serve two purposes then:
- If and when you need insurance back on the car, your insurance premium will remain at its previously low rate.
- It can protect your car from normal parking disasters, like if a tree fell on it, etc.
I would say that it's probably a good idea to start the car on parking insurance now and then and perhaps drive it around your driveway, if you choose to put the car on parking insurance. Earlier this week, our primary car would not start, so when we attempted to start Jason's car, we discovered his car also wouldn't start (hello, panic!). We've had so many issues with his battery in the past that we're pretty sure this is the issue. The primary car's issue is now resolved. The goal is to keep both cars running so if one car definitely dies, we have the other for back-up.
You can read about our adventures in playing the drugstore game here and our adventures in buying beef in bulk here.
Share with us: What new money-saving techniques have you been using?
P.S. Jason and I are giving away a $5 amazon.com gift card to celebrate the holiday season. We'd sure love it if you entered! Leave a comment on any blog post to let us know you'd like to be entered and be sure to leave your email address, too, so we can send you the card if you win. The giveaway ends 11:59 PM EST on Saturday, December 10, 2011. You can read the full details of the giveaway here.